In search of simplicity? With so many financial products available, American National cuts through the confusion with a straightforward solution. Our Rate Certainty Annuity locks in interest rates for a guaranteed period, providing stability while still offering the potential for growth. Learn more about how Rate Certainty Annuity can help your clients achieve financial security.

Positive results — even in negative markets — and 100% protection. What does this offer clients? 

Historically speaking, they could have grown their savings 9 out of the past 10 years…even though only 7 years were positive!

Take a closer look at our 1 Year S&P 500 Dual Trigger account on a Lincoln fixed indexed annuity – offering clients predictability, simplicity, and more confidence in their retirement savings.

Mutual of Omaha is now in the fixed index annuity (FIA) market, and that comes with some real advantages, including a variety of surrender periods to choose from. We offer five surrender charge periods, including 3 and 4-year options that help clients who don’t want their funds tied up for long periods of time. And you get all this from a well-known company with strong financial ratings that your clients already know and trust.

Learn more about the advantages of our FIA with our Highlight Sheet.

Discover what makes American National Insurance Company the right partner for your success. With over a century of experience, our long history is a testament to our unwavering commitment to providing innovative financial solutions that empower both you and your clients. Leverage our expertise and proven track record to deliver exceptional service and help clients secure a brighter financial future.

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Sometimes, IRA distributions are required — but not desired. Clients may prefer to defer the income – and the related tax burden. A Deferred Income Annuity bought as a Qualified Lifetime Annuity Contract (QLAC) can help. It defers payouts and taxes past RMD age, unlike any other qualified retirement strategy. Get more facts on QLACs.

Minimum Guranteed Interest Rate (MGIR) decreases to 2.70%. No additional changes to new money rates.

Rate Sheet Effective 8.1.25

Our fixed annuity resource guide gives you access to marketing materials, current rates, client illustrations, new 
business forms, with no login required.

Another demonstration of the ease of doing business with Lincoln.

If you haven’t already heard, Mutual of Omaha is bringing our reputation for strength and trustworthiness to the FIA market to help clients get their retirement right.

With our FIA, your clients gain a few advantages too:

• Cumulative Free Withdrawal
  • Allows withdrawals up to 10% of the funds penalty free in the first contract year. After that, any unused portion of this penalty-free withdrawal amount can be carried to the next contract year, up to a maximum of 25%.
• Variety of Surrender Charge Periods
  • Our FIA offers five surrender charge periods for your clients to choose from, including a 3 or 4-year option for those who may not want their money tied up for longer periods of time.

For more information on how you can put this Advantage to work for you, check out our Ultra Advantage Highlight Sheet 

Fixed index annuities offer principal protection and growth potential while your clients are saving for retirement and guaranteed income for life after they retire. Allocating a portion of assets to a fixed index annuity can help strengthen their portfolio.

View our sales idea here.

Palladium Match MYG gives clients the unique opportunity to MATCH the initial guaranteed duration to Surrender Charge Period. This product offers interst periods of 3, 5 and 7-years.

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