Our Client Factfinder Tool helps you uncover essential client information, providing a comprehensive view of their financial circumstances. By leveraging this tool, you can identify key details about your clients' needs, goals, and challenges. This deeper understanding allows you to offer more personalized and effective financial advice, ensuring that you can better serve clients.

ANICO Strategy Indexed Annuity 7 (Strategy Index 7) provides an 11% premium enhancement to all premium deposits in the first three years of the contract. This allows the annuity to compound faster with more interest credited to the client. It’s all about early momentum—Strategy Index 7 helps clients grow their funds right from the very first premium.

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Guide clients to clarity with Rate Certainty Annuity—a simple solution in a complex market.

Balanced Design 

Rate Certainty Annuity combines the straightforward nature of a Multi-Year Guarantee Annuity with the potential growth of a Fixed Index Annuity.

Guaranteed Predictability

The crediting parameters are guaranteed at issue, allowing clients to plan their future with confidence, free from renewal rate volatility.

Simplified Choices

With one index and three performance triggered strategies, this product eliminates the confusion often associated with multiple indices and complex choices.

With Rate Certainty Annuity, you can help your clients navigate the complexities of the annuity market with confidence. Learn more...

Gen Z is entering the workforce, building income, and thinking about their financial future earlier than previous generations. Now is the perfect time to introduce annuity solutions in a way that speaks to their mindset. Our latest marketing resource helps you start those conversations with messaging tailored to what matters most to them.

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We recently revamped our Annuity Product Overview and Annuity Product Portfolio. The Annuity Product Overview now provides a concise, high-level snapshot of our entire annuity lineup that's perfect for quick reference or introductory conversations. Meanwhile, the Annuity Product Portfolio outlines each product’s standout features, offering a detailed look at what makes them unique and valuable. Explore our new look, under agent resources, to see how they can assist your sales process.

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“Ultra Advantage FIA is designed with today’s retirement investor in mind,” says Jim Duff, SVP of Brokerage Sales. “We’re giving customers more options and control over how and when they access their money.”

With Ultra Advantage FIA^®, they can:

1. Earn interest based on selected index crediting strategies
2. Protect their principal from negative market returns
3. Access their money when life calls for it

For more than 100 years, Mutual of Omaha has stood strong — delivering on our promises, protecting what matters most and earning the trust of generations. Our financial strength ratings are among the best in the industry, giving you and your clients confidence that we’ll be here for the long haul— a truly competitive advantage in today’s world!

For more information on our Ultra Advantage FIA^®, take a look at our Customer Highlight Sheet.

Effective October 3, 2025, MyGuarantee Plus rates are decreasing. 

MYGA Rate Changes for Premiums of $100k+ (To see the rates going into effect 10/3 click here: MyGuarantee Plus Rates)

• 10-Year MYGA: Currently 5.15%, decreasing to 5.05%
• 5 & 7-Year MYGA: Currently 5.00%, decreasing to 4.90%

Important MYGA Notes:

• MyGuarantee Plus is available via E-submission only
• Not available in NY or CA
• To lock in current rates, the electronic application must be submitted before 10/3
• Click here for Fixed Annuity Rate Lock Procedures

While no official rate change has been announced for OptiBlend FIA, now is the time to secure current rates while they’re still available.

• Annuity Rate Sheets – Fixed: Secure Saver
• Financial Strength Matters – Strength of Our Promise Brochure

With Smart Start Accumulator, when your clients start smart, their annuity value grows strong.

Offering five leading indices composed of high-performing, well established companies:

• S&P 500^® Index
• S&P 500^® Dynamic Intraday TCA Index
• S&P MARC 5% Excess Return Index
• Invesco QQQ Portfolio Plus Index
• Morningstar^® Global Wide Moat VC 7 Index^SM

Strategic simplicity with long-term growth in mind

Smart Simplicity
With effortless portfolio allocation Smart Start removes the guesswork, allowing clients to benefit from a time-tested strategy without complex decision-making.

Smart Protection
Designed to safeguard gains, this Fixed Indexed Annuity follows a disciplined approach that mitigates downturn risks while keeping long-term growth in focus.

Smart Growth
By leveraging Nobel Prize-winning research, Smart Start offers a strategic pathway to compounding value over time.¹

^{1) Markowitz, H.M. (1959). Portfolio Selection: Efficient Diversification of Investments. New York: John Wiley & Sons. (reprinted by Yale University Press, 1970, ISBN 978-0-300-01372-6; 2nd ed. Basil Blackwell, 1991, ISBN 978-1-55786-108-5). “Nobel Prize”. Encyclopedia Britannica. 2007. Archived from the original on 29 April 2015. Retrieved 29 November 2018}

• Minimum Guaranteed Interest Rate (MGIR) ▼ 15 bps
• No additional changes to New Money Rates

Click here for October rates.