Despite record-breaking annuity sales in recent years, one long-standing challenge remains. Many Americans still underinvest in products designed to address one of the biggest retirement risks: running out of money. Economists have referred to this gap as the "annuity puzzle."

Research suggests that may be starting to change. Read more.......

Clients don’t have to choose. Both strategies work together so their retirement savings have opportunities to move forward in up, flat and even down markets with our dual trigger option. And of course they’re always 100% protected. Get the one-pager.

Shifting the Conversation

Exciting news: Athene is offering additional commission to help you finish 2026 strong!

What qualifies?

To qualify* for the additional commission, FIA applications must be signed on or prior to December 31, 2026, and received by Athene “in good order” no later than market close (3 p.m. CT) on January 15, 2027. Contracts must be issued between September 1, 2026 and February 16, 2027.

There’s no limit on the amount you can earn. Check out the details and start selling today! 

*You must have an active contract with Athene and be in good standing to receive additional commission. Business sold through a Broker Dealer or Bank does not qualify. All pending FIA business as of 9/1/2026 issued on or before 2/15/2027 will qualify for the additional commission. Additional conditions apply. 

Give your clients a faster, easier path toward tax-efficient retirement planning. With Lincoln Financial’s streamlined Roth IRA conversion process – available through our fixed indexed annuities – you can eliminate the confusion and extra paperwork that often slow conversions down.

Five ways we simplify Roth IRA conversions

1. One application. One checkbox - Forget managing multiple forms or duplicate applications. A single application and one simple checkbox initiate the conversion process.
2. Only two contracts that mature together - Clients receive just two contracts - one traditional IRA and one Roth IRA - with the same surrender schedule.
3. Flexibility for future conversions - Clients can convert any amount, at any time, without completing a new application or opening a new contract.
4. Optional tax withholding - Lincoln can handle withholding directly from the conversion amount, helping simplify your client's tax planning.
5. Not ready yet? The option stays open - Clients can always establish a Roth IRA later with a new application if they choose to convert in future years.

Help clients take advantage of the long-term benefits of a Roth IRA - combined with a smoother, more streamlined conversion experience from Lincoln.

Share our client flyer with them today.

With tax rates near historic lows, many clients have a window of opportunity right now. But the process for Roth conversions can be … a lot.

Not with Lincoln FIAs. This 3-minute video explains how we handle it: one application, two contracts, and full flexibility to convert over multiple years without opening new contracts each time.

Watch the video.

Got RMD-heavy or tax-sensitive clients? Let’s talk.

It can be.

Consider S&P 500^® IQ Index (“S&P 500^® IQ 0.5% Decrement Index”). It’s now available to all Indextra^® Series contracts. And consider its crediting options: 1-Year Interest Rate Cap and 2-Year Participation Rate. Help clients seeking to smooth returns and manage market risks.^1,2

^{How it works.}

^{1 Not available in California.
2 Not applicable for Indextra® NY FIA (NY only).}

Rate Highlights: Minimum Guaranteed Interest Rate (MGIR)

• Fixed Strategies ▲ 5 bps
• Indexed Strategies ▲ 15 bp

Click here for rate sheet effective 9/1/26.

Coming Sept. 8, Rate Certainty Annuity will be renamed to American National Rate Constant Annuity. It's simply a new name for the same trusted product. Clients can continue to count on the same features, benefits, guarantees, and commitment to helping them grow and protect their retirement savings. Discover more.

The Palladium^® Multi-Year Guarantee product lineup can be an effective solution for clients looking to satisfy Required Minimum Distribution (RMD) obligations while maintaining the benefits of a guaranteed strategy. View the line-up.