We just rolled out a meaningful rate increase on Lincoln OptiBlend®, and there are some standout opportunities to lean into right now.

• Access Current Rates Here → OptiBlend FIA Rates

What’s Changed (OptiBlend 10 assuming $100K+ Premium)

• S&P 500 Cap Rate (1-Year)
• Now up to 9.50% cap on upside
• S&P 500 Participation (1-Year)
• Now up to 55%
• S&P 500 10% DRC Trigger (1-Year)
• Now up to 9.55%

? Nasdaq Priva — Strong Early Momentum

• Participation Rate Now up to 122% (10-Year)
• Since inception (08/01/2025), the Nasdaq Priva index is up 9.86% - As of 5/21/2026 (Nasdaq Priva Index Website)
• Strong early performance to support client conversations

Let’s Connect:

If you’d like to walk through positioning ideas, case design, or allocation strategy, let’s connect.  Contact Nick Fournaris or Dan Leutwyler.  We stand ready to help you expand your business.

PS - - We can write FIAs for Foreign Natonals, too!  

The recent changes to the SECURE Act have allowed us to offer support for non-spouse inherited IRAs. As of May 4, 2026, business where the “Deceased Relationship to Annuitant” is a non-spouse has been accepted, subject to product eligibility and administrative guidelines. 

In the meantime, here are some new tools, we’ve developed to help you understand the rules and how to position this support with your clients:

• Non-spouse inherited IRA FAQ (43683): Helps address questions you may have about non-spouse inherited IRAs.
• Unpacking non-spouse inherited IRAs (43682): Helps you understand how the 10-year rule impacts distributions — and why timing matters.

Rates up across the board. Check out the increased rates effective 5.22.26.

May 1 Rates Deadlines

App, exchanges, cash w/ app, & wire transfers

• App Dated & Signed: May 21
• App and Cash/Wire Transfer Received: May 27 (3rd business day)

Exchanges Only: Monies must be received within 60 days

Give your clients a faster, easier path toward tax-efficient retirement planning. With Lincoln Financial’s streamlined Roth IRA conversion process – available through our fixed indexed annuities – you can eliminate the confusion and extra paperwork that often slow conversions down.

Five ways we simplify Roth IRA conversions

Help clients take advantage of the long-term benefits of a Roth IRA – combined with a smoother, more streamlined conversion experience from Lincoln.

Share our client flyer with them today.

Our Ultra Advantage FIA® now accepts inherited funds to purchase an annuity, including both qualified and nonqualified assets. This is more than a product enhancement. It’s a new planning opportunity.

When beneficiaries inherit assets, they may face limited distribution options, accelerated timelines or tax outcomes driven by the existing product — not by a broader strategy.

This enhancement gives you another way to help.

Our new sales idea flyer shows how inherited assets may be repositioned into an FIA solution designed to offer:

• More flexibility
• Principal protection
• Growth potential while managing

Use the flyer to help start the conversation and work with beneficiaries to explore what may be possible with inherited annuity funds.

Volatility. It affects clients. A new piece shows how to address challenging volatility through distinct diversification within Indextra Series fixed indexed annuity. Take advantage of multiple asset classes … and multiple return drivers … all in one volatility-controlled strategy. View our quick-read one-pager for Idextra’s diverification details.

If you work with couples where one spouse is younger, you know how joint life payouts can feel underwhelming. 

Check out scenario #3 in the attached collection of case studies where an older spouse used single life income with Estate Lock℠ to boost their payout while still protecting the full investment for the younger spouse. It’s a simple “have your cake and eat it too” situation.

Recent rate increases have pushed Mutual of Omaha into a leadership position across key durations. That gives you a strong story to lead with right now.

Our current indexed annuity rankings:

• 10-year products: No. 1 out of 24 tracked products
• 7-year products: No. 1 out of 20 tracked products
• 5-year products: No. 1 out of 18 tracked products

View our rates effective 5/4/26

For clients looking for growth potential, principal protection and confidence in a trusted name, this is the kind of market position that can help open the door to stronger conversations.

Now is the time to reconnect.

Use this momentum to follow up with prospects, revisit pending opportunities and show clients how Mutual of Omaha’s Ultra Advantage FIA^® can help support their retirement goals.

Mutual of Omaha’s Ultra Advantage FIA® now accepts inherited funds to purchase an annuity, including both qualified and non-qualified assets.

This enhancement gives you a new way to support beneficiaries who are navigating inherited assets and distribution considerations, while still offering principal protection and growth potential.

Why This Matters:

• Allows the acceptance of inherited annuity funds
• Provides flexibility during a key financial transition
• Backed by Mutual of Omaha’s continued investment in annuity capabilities

This funding tool is another way to help you meet beneficiaries where they are — when it matters most.

Transition Rules:
Please begin using the new application version (ICC24L688A ICC-26). To support the transition, we will continue accepting the previous version (ICC24L688A ICC-25) through June 11, 2026. Beginning June 12, 2026, all submissions must be on the new version, as any applications submitted on the prior version will require corrections and may delay processing.

We're rolling out a new Customer Identification and Suitability Confirmation Worksheet for the Athene MaxRate^® multi-year guaranteed annuity applications in all states except New York. This new form is more streamlined, may reduce the number of client questions by up to 30% and helps create a clearer and more efficient process. 

The new forms (Ver. 05/06) shown below will be available on Athene Connect beginning May 23, 2026, and should be used immediately.* Applications signed on or after May 23, 2026, with outdated or missing forms will be considered “not in good order” (NIGO). Be sure to use up-to-date materials when offering Athene annuities.

• 26088: CA only
• 26087: MN only
• 26062: All other states except NY

*At this time, the new forms will replace the current worksheet (17341, Ver. 05/24) for National (non-New York) MaxRate products only. The current form will continue to be used for all other Athene annuity products.