Is It Time to Revisit Existing Annuities?

The Annuity Exchange remains one of our fastest-growing opportunities. Clients with older or underperforming annuities may be able to reposition those assets into a solution that can provide long-term care benefits, while still maintaining annuity value. 

The value goes beyond the policy. Our Claims Concierge program provides valuable, dedicated support to clients and their families as they navigate the claims process.

Help your producers look at their existing book of business.  A simple policy review could uncover the next opportunity.

For clients looking for more predictable growth, the 1 Year S&P 500 Performance Triggered account may be a good option with a Lincoln fixed indexed annuity.

The power behind the strategy is its simplicity — when the S&P 500 Index is flat or positive after a one-year term, the account is credited a specified rate. And if it’s negative, clients have 100% downside protection. Consider that when you look at the S&P 500 Index over the past 20 years — with positive returns 79% of the time!¹

^{See the client flyer}

^{1 Morningstar, S&P 500 Price Return Index 1-year returns, rolling by one-month steps, from 1/1/2006 – 12/31/2025. S&P 500 Price Return Index does not include dividends. Past performance is not a guarantee of future results. You cannot invest directly in an index.}

When people think of financial success, they often picture wealth. But when one online discussion asked, “What’s a sign someone is financially comfortable?”  the answers were much simpler:

• – A car repair is annoying, not a financial emergency.
• – You don’t know exactly when payday is.
• – You stop doing mental math at the grocery store.

The common theme wasn’t luxury; it was financial confidence.

Retirement Should Have Breathing Room

For many clients, retirement isn’t about being wealthy. It’s about having enough income and security to cover expenses, navigate surprises, and enjoy life without constant financial stress.

That’s why retirement income planning is so important. Clients want confidence that their money will be there why they need it.

How Annuities Support Financial Confidence

Annuities can help create the stability many retirees are looking for through protected growth opportunities, principal protection, and guaranteed income options.

When clients know a portion of their retirement income is secure, they may feel more confident handling unexpected expenses and focusing on what matters most.

Mutual of Omaha’s annuity solutions can help clients build a retirement strategy designed to provide the financial comfort and peace of mind they’re working toward.

Click here for 10/16/26 rate sheet.

Rate Highlights:

Palladium Multi-Year Guarantee (MYG) & MYG MAX

• 3-year ▲ 30 BPS
• 7-year ▲ 35 BPS
• 6, 10-year ▲ 15 BPS

Palladium Match MYG

• 3-year ▲ 30 BPS
• 7-year ▲35 BPS

ANICO Strategy Indexed Annuity 7 & 10

• Rates ▲ accross the board!

Rate Constant Annuity

• 20-Year Declared Rate ▲ 30 BPS
• Trigger Rates ▲ across the board!

Smart Start Accumulator 10 & Plus 10

• Premium Enhancement (no fee) ▲ from 14% to 15% 
• Premium Enhancement (with fee) ▲ from 21% to 22%
• Cap & Participation Rates ▲ Increased across strategies

Smart Start Accumulator 5 & Plus 5

• Premium Enahncement (no Fee) from ▲ 9% to 10%
• Cap & Participation Rates ▲ increased across strategies

October 1 Rates Deadlines (App exchnages, cash w/ app, & wire transfers)

• App Dated & Signed: 10/15/26
• App and Cash/Wire Transfer Received: 10/20/26 (3rd business day)
• Exchanges Only: Monies must be received within 60 days

Looking for a leading DIA? IncomeSource^® Select made #1 in the Barron’s “Best Annuities” annual rankings. It was first (based on payouts) in sub-categories Personal Pension, Personal Pension as Longevity Insurance and Personal Pension within an IRA.

1 by 3 Measures
Product Summary

In a crowded field of fixed indexed annuities, the American National Rate Constant Annuity^™ offers stability, consistency, and performance potential. Take a closer look at what sets it apart and how it can help meet the evolving needs of today's clients. Discover more...

Retirement planning has traditionally been built around couples. But a growing number of Americans are entering retirement on their own. According to a recent Forbes article on America’s solo aging trend, nearly 28% of Americans age 65 and older now live alone, more than 38 million Americans live by themselves, and roughly 12% of adults over age 50 have neither a spouse nor children.

As this population grows, so does the need for retirement strategies designed for individuals without a built-in financial partner or support system.

The Challenges of Retiring Solo

Secure Saver 5 offers clients an opportunity to lock in a competitive rate while keeping retirement dollars protected and growing.

• $10,000 minimum initial premium
• Available for ages 85 and younger
• 10% annual penalty-free withdrawal
• 3% Minimum Guaranteed Renewal Rate

Secure Saver is designed for clients who want to protect principal, earn guaranteed interest and build assets that can provide income in retirement.

This simple, client-friendly piece covers the rollover opportunity: the size of the market, thought-provoking questions, and how a Lincoln FIA fits in the picture, including:

·  Protected growth

·  Lifetime income

·  Easy Roth conversions to lock in today’s tax rates